Loans

Can a Debt Collection Agency Take You to Court?

Some people wonder whether or not they can go to jail for not paying a debt. Well, the short answer is no. But, a debt collection agency can take you to court over what you owe.

If the court rules the debt as legally enforceable, the debt collection agency may have a right to garnish a portion of your wages, seize your bank accounts or record liens against your house.

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