Credit Cards

How To Use A Credit Card

Using your credit card is like getting a loan.  When you use your credit card to buy something, you are borrowing money.

Some people use a credit card to buy things they cannot afford right now. Some people use a credit card to help build or improve their credit history. Sometimes it is just easier not to carry cash. Sometimes it is easier to pay once a month for the things you buy.

You pay less for your credit if you pay everything you owe every month.

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